[[Still A Girly Girl]]

Aug 19, 2005

Do you remember two or three months ago when I mentioned that I was going to sell Mark cosmetics? I filled out the entry form online three or four times with no result before I gave up. I finally got a phone call a couple weeks ago from the district representative, and met with her yesterday to get my account set up. I am very excited about being able to sell these products, and as soon as I figure out how, I will let you all in on how to order from me online! Especially you, Zlanth.

I received my first credit card the other day. It has a low limit on it (only $200), so it will be pretty difficult to get myself into any kind of irrepairable trouble. I am also finding myself feeling very adult and responsible, and really thinking hard about my purchases before I make them.

I had a talk with D about responsibility the other day, and offered to open a savings account at my credit union for her. Her dad has a savings account for her, but he is very parental and controlling and she can only make a withdrawal if he deems it appropriate. My thought was that if I opened an account for her and she could mail in her babysitting money and balance her account herself, she might be more interested in saving.

I explained to her that I would not keep her from spending her own money, but that the purpose of a savings account is to save. If she decided to open an account it was agreed that I would keep her ATM card for her and when she wanted to make a withdrawal she would have to think about it for five days and at the end of those five days I would hand over the card if she still wanted to take the money from her account. She seemed interested in being able to keep a register of her credits and debits, and excited about the idea of setting spending goals for herself.

When she asked our mother if it would be alright, mommy dearest said, "No". Her reasoning was that she doesn't want D to have an account with a bank that doesn't have a local branch. She thinks that D will not learn any financial responsibility unless she can walk up to a teller and physically hand over her money. I think my mother just doesn't want any of us to learn about hoity-toity things like money managing and cellular phones. She wants us all to stay poor white trash for all of eternity, just like her.

I shouldn't have even had D ask first. I should have just set up the account and said, "Screw what mother thinks."

Don't forget to see what's new on my photo blog!

Posted by erynthenerd @ 12:07 AM

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